when rental car insurance coverage is a good idea. If you're not currently insured, you'll need to at least buy liability coverage from the rental company before you hit the road.. You're only insured under a commercial car insurance policy. You don't want to risk paying a high deductible.
Most companies offer these coverage options: Collision/Loss Damage Waiver â€“ Costing as much as $20 a day, this covers theft or damage to the rental vehicle in a collision. If you don't have comprehensive or collision coverage on your personal auto policy, you may need this waiver.
In some cases, the coverage you have on your own car extends to a rental car. In other words, buying rental car insurance may duplicate the coverage you .
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