Generally, the only kind of policy that will pay out for this kind of accident is comprehensive car insurance. The only circumstances where cheaper third-party fire and theft car insurance will cover you are if: a thief stole your car and then drove it into a tree, a pole or other solid object.
Collision typically refers to being hit, hitting another car or hitting an object (i.e., telephone pole, fence, a guardrail). If your car is damaged by fire, theft, flood, vandalism, or any other act, then your collision coverage will not apply. Collision coverage will ONLY protect your car in limited circumstances.
When something happens on the road or in the car, you expect insurance to pay for it. If you hit a pole, your car could receive damage and you may face injuries. This risk means you want to have the proper coverage in place to avoid paying out-of-pocket. Compare car insurance rates using our free rate tool.
It can be pretty embarrassing if you happen to hit a pole while you're driving. It is important to make sure that you have the right insurance policy so that .
If you hit a pole with your car, your insurance may provide coverage if you've selected the proper coverage option Collision coverage is an optional coverage.
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