That can be answered in two wordsâ€”a lot! Even if your state doesn't require liability insurance, it's a good idea to have at least $500,000 worth of coverage that encompasses both types of liability coverageâ€”property damage liability and bodily injury liability.
Minimum coverage isn't necessarily all you should have. New Jersey, for example, requires car owners to carry a 15/30/5 liability package. If you're involved in a serious accident, it's possible that an individual's medical expenses could exceed $15,000, or a group's expenses could total more than $30,000.
Our car insurance coverage calculator tells you how much car insurance you need and what drivers like you buy. See if. How much car insurance do I need?
Buying car insurance can be as simple as buying the minimum required amount determined by law in your state. If you're a risk taker and not a law breaker, that .
Your independent insurance agent will provide professional advice on the type and amount of car insurance coverage you should have to meet your individual .
With that many people driving without coverage, it's more important than ever for you to be insured. But the real questions are how much car insurance do I need .
Knowing how much car insurance you should have boils down to understanding your economic circumstances and how the different types of protection work .
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